CALL OR EMAIL FOR A FREE COPY OF MY HOMEBUYING HANDBOOK
Before We Start Looking at Homes I will...
• Explain the details of the Purchase Agreement and give you a copy for your review
• Estimate in writing, the expenses you will incur so there will not be any surprises at the time of closing.
• Explain all the various financing options, fixed mortgages vs. adjustable and 15 year vs. 30 year mortgages.
• Discuss and explain the Multiple Listing System
• Arrange an appointment with a mortgage representative to pre-qualify and determine the amount of mortgage you can obtain.
• Discuss architectural style, location, schools and special features that you desire.
After the Sale and Prior to closing I will...
• Assist in obtaining a homeowner's insurance policy.
• Coordinate possession details and final utility readings.
• When appropriate, meet the appraiser at the property and present any market data required.
• Help you arrange for any necessary inspections of the property in order to evaluate the major elements of the home and review the report with you.
• Assist you in determining the appropriate financing and help you select the best financial institutions to obtain your mortgage.
• Inform you of the amount your cashier's check or wire transfer will need to be at the time of closing.
• Assist you in obtaining a Power of Attorney if needed.
At the closing I will...
• Discuss proceeds and closing statements with you.
• Attend the closing and answer all questions.
• Coordinate possession of property.
• Maintain a file of closing papers.
• Explain pay-off
• Arrange for payment of expenses from closing proceeds.
• Coordinate the transfer of utilities and keys.
